Hopefully we will be able to save more this month since our CC balance is small for we overpaid last month. It was intentional did that  to cover up an installment for a purchase we did last month. We never let any finance charge be imposed on our balance as we pay in full on or before the due date each month. We’d even like to stop using it except for far more important uses. As experts always say it is good to pay in cash always. It could save a little or maybe a lot.