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	<title>Life on Our Own &#187; Finances</title>
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	<lastBuildDate>Mon, 06 Feb 2012 06:17:06 +0000</lastBuildDate>
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		<title>Be Generous</title>
		<link>http://www.lifeonourown.com/2012/01/be-generous/</link>
		<comments>http://www.lifeonourown.com/2012/01/be-generous/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 18:07:56 +0000</pubDate>
		<dc:creator>tere</dc:creator>
				<category><![CDATA[Faith Matters]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Personal]]></category>
		<category><![CDATA[Thoughts]]></category>

		<guid isPermaLink="false">http://www.lifeonourown.com/?p=3216</guid>
		<description><![CDATA[May the LORD in 2012 be generous to us in terms of prosperity and financial stability; good health for me, my boys, my family and their respective families; peace, safety and protection, love, harmony; and overflowing opportunities that we can make the most of. I will always be thankful to the Lord for providing for [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">May the LORD in 2012 be generous to us in terms of prosperity and financial stability; good health for me, my boys, my family and their respective families; peace, safety and protection, love, harmony; and overflowing opportunities that we can make the most of.</p>
<p style="text-align: justify;">I will always be thankful to the Lord for providing for us just when we are in need. I know we just have to labor and work, He will help us. A door has closed for us in 2011 but hubby and I remain faithful and hopeful that the LORD will open another better opportunity for us. Guide us in our decisions Lord and protect us at all times. May we be blessed with the generosity of your heart LORD! Amen!</p>
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		<item>
		<title>January</title>
		<link>http://www.lifeonourown.com/2012/01/january/</link>
		<comments>http://www.lifeonourown.com/2012/01/january/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 17:58:45 +0000</pubDate>
		<dc:creator>tere</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Misc]]></category>
		<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.lifeonourown.com/?p=3202</guid>
		<description><![CDATA[It is already the seventh day of January, the first month of the year. Time flies indeed eh and before we know it, it is already Valentine&#8217;s Day. Anyway, the month of January is always that time of the whole year when I get a reminder from my dearest mom about insurance and stuff related [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">It is already the seventh day of January, the first month of the year. Time flies indeed eh and before we know it, it is already Valentine&#8217;s Day. Anyway, the month of January is always that time of the whole year when I get a reminder from my dearest mom about insurance and stuff related to this. Just when I was checking this <a href="http://www.goodsamrvinsurance.com/">rv insurance quote</a> from a friend a few days ago, I did get a call from my mom asking me if I wanted to get the annual insurance offered by the insurance company she is very familiar with.</p>
<p style="text-align: justify;">I told her I had to wait until the last week of January if extra funds will get through before I decide on getting what she was offering me. I know insurance can be a good investment so I told her I will wait for that period and it will give me somehow enough time to think about it.</p>
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		<item>
		<title>Lower Electric Bill</title>
		<link>http://www.lifeonourown.com/2011/09/lower-electric-bill/</link>
		<comments>http://www.lifeonourown.com/2011/09/lower-electric-bill/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 17:48:23 +0000</pubDate>
		<dc:creator>tere</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Home Stuff]]></category>
		<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.lifeonourown.com/?p=3034</guid>
		<description><![CDATA[Even a five hundred bucks decrease and knowing that we have a lower electric bill to pay can bring so much relief and happiness already to a mom like me! It means savings and more allotment to other expenses that has to be provided for this month. Hubby found the bill around noon when he [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">Even a five hundred bucks decrease and knowing that we have a lower electric bill to pay can bring so much relief and happiness already to a mom like me! It means savings and more allotment to other expenses that has to be provided for this month. Hubby found the bill around noon when he came back home from the boy&#8217;s school.<span id="more-3034"></span></p>
<p style="text-align: justify;">He even told me first that the bill was around four thousand pesos! I know he was just joking because we were already trying our best to save on electricity cost by lessening the use of the aircon for quite sometime. We have maximized the use of my sister&#8217;s box fan with us. If I have only nothing to do I would even turn it off and just fan my son by myself with the use of our <em>pamaypay </em>or our two <em>abaca</em> fans here at home which comes in really handy especially for one mom who could even wish for a much lower electric bill.</p>
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		<item>
		<title>Got A Call</title>
		<link>http://www.lifeonourown.com/2011/07/got-a-call/</link>
		<comments>http://www.lifeonourown.com/2011/07/got-a-call/#comments</comments>
		<pubDate>Sat, 16 Jul 2011 15:26:27 +0000</pubDate>
		<dc:creator>tere</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Misc]]></category>

		<guid isPermaLink="false">http://www.lifeonourown.com/?p=2938</guid>
		<description><![CDATA[I got a call from a friend of my mom a few days ago and the moment I heard her voice, I know what she was going to talk about. I get to be reminded once again to check out the insurance quote she gave me a couple of weeks ago. This call anyway reminded [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">I got a call from a friend of my mom a few days ago and the moment I heard her voice, I know what she was going to talk about. I get to be reminded once again to check out the insurance quote she gave me a couple of weeks ago. This call anyway reminded me of something I have missed in my list of things to check out.</p>
<p style="text-align: justify;">Among other things that is insurance related, I remember too that a friend of hubby told me to check out <a href="http://www.cometobarter.com">www.cometobarter.com</a> where they say is the the simplest place to buy life insurance. I will have to check that out again in the next few days.</p>
<p style="text-align: justify;">The phone is ringing once again, I hope it is not mom&#8217;s friend again!</p>
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		<item>
		<title>At This Point</title>
		<link>http://www.lifeonourown.com/2011/06/at-this-point/</link>
		<comments>http://www.lifeonourown.com/2011/06/at-this-point/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 16:05:17 +0000</pubDate>
		<dc:creator>tere</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Misc]]></category>

		<guid isPermaLink="false">http://www.lifeonourown.com/?p=2904</guid>
		<description><![CDATA[At this point, the little boy woke up late at night and so I am still up late and so sleepy. Yet I try to make use of this time to reading this short letter on becoming an entrepreneur as one of your most important paths to financial blessings. I guess people need help at [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">At this point, the little boy woke up late at night and so I am still up late and so sleepy. Yet I try to make use of this time to reading this short letter on becoming an entrepreneur as one of your most important paths to financial blessings. I guess people need help at certain times in handling their finances and wealth if there is.<span id="more-2904"></span></p>
<p style="text-align: justify;">There are firms such as the <a href="http://www.eichwaldfritchwmg.dadavidsonfc.com/">Missoula, MT wealth management group</a> who can help you make such an integrated approach to managing each of the many facets of one’s financial life. At this point, it also makes me think that maybe this is one thing hubby and I can and should learn a lot from. We do not have a wealth to brag about but maybe financial management is something we should learn to handle well to build a better tomorrow especially for the little boy.</p>
]]></content:encoded>
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		<item>
		<title>Save Mode</title>
		<link>http://www.lifeonourown.com/2011/06/save-mode/</link>
		<comments>http://www.lifeonourown.com/2011/06/save-mode/#comments</comments>
		<pubDate>Sat, 11 Jun 2011 14:00:00 +0000</pubDate>
		<dc:creator>tere</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.lifeonourown.com/?p=2865</guid>
		<description><![CDATA[We are on a save mode right now. Trying to cut as much cost as possible on other not so important or unnecessary expenses like one travel plan that has to be canceled so we can save more. No gadget or tech stuff purchase as much as possible. So I am praying my laptop will [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">We are on a save mode right now. Trying to cut as much cost as possible on other not so important or unnecessary expenses like one travel plan that has to be canceled so we can save more. No gadget or tech stuff purchase as much as possible. So I am praying my laptop will still function longer and won&#8217;t die on me anytime soon. I can only afford a battery but not a new laptop.<span id="more-2865"></span></p>
<p style="text-align: justify;">We still give in to some food trips here and there for a treat for the hard work but we had to minimise the cost as much as possible. People still need to eat. We cook at home to save more too. Hubby cooks for me and the little boy and that is something we do have to appreciate. We are still thankful and grateful for life and the blessings we receive. Thanks to my family for their love and support since at anytime!</p>
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		<item>
		<title>EVs</title>
		<link>http://www.lifeonourown.com/2011/04/evs/</link>
		<comments>http://www.lifeonourown.com/2011/04/evs/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 10:39:15 +0000</pubDate>
		<dc:creator>tere</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Misc]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.lifeonourown.com/?p=2684</guid>
		<description><![CDATA[EVs or electronic vehicles uses one or more electric motors for propulsion. My nephews question that I cannot answer forced me to do a little research on it so i can answer his questions. The Toyota Prius is a common example of a hybrid EV. Did you know that there are said to be around [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">EVs or electronic vehicles uses one or more electric motors for propulsion. My nephews question that I cannot answer forced me to do a little research on it so i can answer his questions. The Toyota Prius is a common example of a hybrid EV. Did you know that there are said to be around 4,000 EVs used in the US?<span id="more-2684"></span></p>
<p style="text-align: justify;">The benefit of using electric vehicles over the other vehicles mostly used in the streets, roads and highways now is that it has less CO2 emission, less noise pollution since they operate almost silently, and it release almost no air pollutants. So those who go for a greener environment would like an EV more. Now I wonder if there are also cheap <a href="http://www.cheapestautoinsurance.net/Types/electric-vehicle-insurance.html">electric car insurance</a> for these EVs. Well yes there is from the cheapest auto insurance network. The demand for EV these days are growing so do the search for cheap insurance for this kind of vehicle that is better to use for our environment if you care enough that is.</p>
]]></content:encoded>
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		<item>
		<title>Electronic Pickpockets</title>
		<link>http://www.lifeonourown.com/2011/03/electronic-pickpockets/</link>
		<comments>http://www.lifeonourown.com/2011/03/electronic-pickpockets/#comments</comments>
		<pubDate>Sun, 27 Mar 2011 15:06:43 +0000</pubDate>
		<dc:creator>tere</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Misc]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.lifeonourown.com/?p=2613</guid>
		<description><![CDATA[With the advancement of technology comes the increasing risk too of people stealing other people&#8217;s identification easily that paved the way of having what they call electronic pickpockets as what the news calls them. We need to protect ourselves. People for example with credit cards can protect themselves and more importantly prevent electronic pickpocketing, identity [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">With the advancement of technology comes the increasing risk too of people stealing other people&#8217;s identification easily that paved the way of having what they call electronic pickpockets as what the news calls them. We need to protect ourselves. People for example with credit cards can protect themselves and more importantly prevent electronic pickpocketing, identity theft, and payment fraud through the use of what they call <a href="http://www.idstronghold.com/">rfid blocking wallet</a>. <span id="more-2613"></span></p>
<p style="text-align: justify;">Credit card holder and owners whould note that our credit cards contains chips that are said to emit vital information about us like our account number and other information that identity thieves can use. No one wants to have their identity stolen much more to have other people charge on your card what you did not purchase or spend yourself. So beware of these high tech thieves and these electronic pickpockets who can cause you trouble that you never want to have.</p>
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		<item>
		<title>Daydream of Traveling</title>
		<link>http://www.lifeonourown.com/2011/02/daydream-of-traveling/</link>
		<comments>http://www.lifeonourown.com/2011/02/daydream-of-traveling/#comments</comments>
		<pubDate>Thu, 24 Feb 2011 14:53:22 +0000</pubDate>
		<dc:creator>tere</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Misc]]></category>
		<category><![CDATA[Travel]]></category>

		<guid isPermaLink="false">http://www.lifeonourown.com/?p=2546</guid>
		<description><![CDATA[I started to daydream of traveling once again as I was reading on this some very helpful information on these rv loans for a friend of my dear elder sister. Yes seeing that photo on the page of an RV on a road trip reminded me of my wish to go on a road trip [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">I started to daydream of traveling once again as I was reading on this some very helpful information on these <a href="http://www.goodsamrvloans.com/">rv loans</a> for a friend of my dear elder sister. Yes seeing that photo on the page of an RV on a road trip reminded me of my wish to go on a road trip with hubby and the little boy.</p>
<p style="text-align: justify;">We have one travel upcoming later this year but our itinerary is yet to be finalized. I have a few different plans for that trip depending on the availability of our passports and more importantly &#8211; budget to finance the trip since I have other plans and priorities as of now when it comes to our savings. I believe though the Lord will provide. As for now I think I am just free to daydream of that upcoming travel and where we will be going.</p>
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		<title>Coin Collection</title>
		<link>http://www.lifeonourown.com/2011/02/coin-collection/</link>
		<comments>http://www.lifeonourown.com/2011/02/coin-collection/#comments</comments>
		<pubDate>Thu, 10 Feb 2011 10:46:00 +0000</pubDate>
		<dc:creator>tere</dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Misc]]></category>

		<guid isPermaLink="false">http://www.lifeonourown.com/?p=2499</guid>
		<description><![CDATA[Coin collection is not new to me and my sister though what we had before were just our own collection of local and foreign coins whether new or old coins that we were able to collect through the years. I wanted to share and pass on to my teenage niece this hobby which can be [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">Coin collection is not new to me and my sister though what we had before were just our own collection of local and foreign coins whether new or old coins that we were able to collect through the years. I wanted to share and pass on to my teenage niece this hobby which can be profitable in the future. <span id="more-2499"></span></p>
<p style="text-align: justify;">Collecting or trading of coins especially those rare ones even in other forms of minted legal tender can be a good hobby and even for serious people it can be a viewed as a serious investment. Coins of interest to collectors often include those that are rare or if you want to <a href="http://www.usgoldbureau.com/sa-gold-krugerrand">Buy Gold Krugerrands</a> which has been said by experts to be a more easy way to  gold in your financial portfolio in case you want to venture into serious investment in gold coin or whatever form, or when you simply want to start your own coin collection.</p>
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